Build with your best people - for life.

Reduce attrition costs and secure leadership continuity with PlanIncome, a digital, locked-in, retirement fund management platform employees can't touch but track in real-time.

Professionally Managed
Global Standard Design
Locked-In & Transparent

Retirement literacy is shifting

Today's employees want more than salaries. They want proof their future is secure.

  1. 80s-90s

    Family Resilience

    Leaning on children, small family businesses, or vague benefits.

  2. 00s-10s

    Early Awareness

    Insurance plans, co-ops, and mutual funds entered the mainstream

  3. 00s-10s

    Digital Discipline

    The rise of fin-tech apps, Pag-IBIG MP2, and COVID-19 pushed Filipinos to find ways to earn & save

  4. A Visible Future

    Invest in your people’s future with PlanIncome - in return, employees stay for the long haul

THE OLD WAY

“Bahala Na” Retirement

Retirement meant relying on children or side hustles like sari-sari store, or jeepneys.
Financial literacy was low, and investing was even seen as gambling.
Savings rarely lasted because they were wiped out by tuition, emergencies, or inflation
THE BETTER FUTURE

Visible, Disciplined, Digital

Invest in your people's future with PlanIncome - in return, employees stay for the long haul

Retirement is now digital, trackable, and transparent
Filipinos demand control and visibility over their future funds
Employees now ask: “What will my company do for my long-term security?”
The Opportunity

Invest in your people.
Gain loyal team members

Modern employees want visible security and proof of care. PlanIncome delivers both, helping growing businesses turn team into long-term partners.

Align incentives by tying loyalty to future wealth
Enforce discipline through locked-in funds
Make retirement growth visible with a mobile app
Stand out with a global-standard benefit in the Philippine market
Why PlanIncome?

Secure futures. Strong returns.

Low risk, high long-term growth results. PlanIncome keeps your best people while transforming your idle capital into retirement security that pays off.

PlanIncome adapts to your company's HR and finance policies for seamless integration

Contribution schedules that fit budgets
Adjustable plan structures
Tools to help HR engage employees
Features

Make retirement growth visible

PlanIncome gives your teams a transparent, digital view of their retirement fund — proof that you're investing in their future, not just their present.

GROWTH DASHBOARD

Give employees confidence in their future

When your people can see dividends and steady growth, they trust their retirement is secure — and they'll trust you more.

Track future income compounding in real time
Get reassurance from growing retirement
Translates future into confidence in company
TRANSACTION HISTORY

Show proof of every contribution

Transparency builds loyalty. With PlanIncome, employees see every deposit and dividend, eliminating the uncertainty of SSS/GSIS.

Every company deposit logged in the app
Visible dividends and fund performance
No contribution goes unnoticed or wasted
PORTFOLIO VIEW

Demonstrate disciplined, diversified investing

By showing where funds are placed, you assure employees that their future is backed by solid, reliable companies.

Dividend-paying, growth-oriented companies
Diversified portfolio reduces risk
Employees' money is working for them
INVESTMENT STYLES

Align with individual comfort levels

Offering employees a personalized approach to growth shows you care about their needs, not just company-wide benefits.

Conservative, balanced, or growth strategies
Flexibility gives them control and ownership
Tailored investment styles build stronger trust
FINANCIAL GOALS

Make retirement personal and motivating

When employees can connect contributions to real-life goals like education or family security, they value your company's role even more.

Define goals like education or wealth growth
Progress tracking keeps motivation high
Families see the company's role in their future
Why PlanIncome?

Benefits for everyone in the team

Low risk, high long-term growth results. PlanIncome keeps your best people while transforming your idle capital into retirement security that pays off.

FOR EMPLOYERS

Turn benefits into loyalty

Reduce attrition and protect leadership continuity
Differentiate your employer brand with a global-standard benefit
Show ROI on benefits spend — less turnover, more loyalty
Use contributions as a strategic retention lever, instead of unsustainable salary hikes
EXECUTIVES

Prestige that secures their future

A company-backed, professionally managed retirement fund signals long-term commitment.
Transparent growth tracking builds confidence in their employer.
A global-standard benefit comparable to stock options or superannuation.
Anchors top leaders by aligning their future with the company’s success.

Secure your people.
Strengthen your future.

PlanIncome turns retirement into your strongest retention tool, giving executives and employees a locked-in, transparent fund they can watch grow every day.

Learn more

Frequently Asked Questions

Find answers to common questions

What is PlanIncome?

PlanIncome is a digital, company-backed retirement product. Employers make regular contributions to locked-in employee accounts, managed by a professional team in a dividend-focused portfolio. Employees can't withdraw early, but they can watch their funds grow in real time through the app.

How does PlanIncome help with employee retention?

PlanIncome is a digital, company-backed retirement product. Employers make regular contributions to locked-in employee accounts, managed by a professional team in a dividend-focused portfolio. Employees can't withdraw early, but they can watch their funds grow in real time through the app.

Can employees withdraw their money early?

PlanIncome is a digital, company-backed retirement product. Employers make regular contributions to locked-in employee accounts, managed by a professional team in a dividend-focused portfolio. Employees can't withdraw early, but they can watch their funds grow in real time through the app.

How are the funds invested?

PlanIncome is a digital, company-backed retirement product. Employers make regular contributions to locked-in employee accounts, managed by a professional team in a dividend-focused portfolio. Employees can't withdraw early, but they can watch their funds grow in real time through the app.

Do you have
any questions?

Feel free to email us or request for a free consultation.

/ Getting your team started with PlanIncome early makes a big difference — it helps them feel secure about the future and shows you've got their back.
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